1 TBSP olive oil or butter
1 onion, chopped
1 green bell pepper, chopped
2 cups corn, thawed and drained
1 cup chopped green olives
1 can refried beans
1 can black beans, drained
crushed tortilla chips, enough to cover bottom of 9x13 pan
1 (15 oz) jar salsa
2 cups grated Cheddar cheese
Saute the onion and pepper in the oil/butter until onions are translucent. Add corn, then remove from heat and stir in the olives.
Mix together the refried beans and the black beans.
Cover the bottom of a greased 9x13 pan with crushed tortilla chips. Spread the bean mixture carefully over the chips, then add the onion, pepper, corn, and olive mixture. Pour the salsa over everything, then top with cheese.
Bake, covered, at 375 for 30-35 minutes, until the cheese is bubbly. Uncover and bake for 5-10 more minutes until the edges begin to brown. (I like to broil it on high for a few more minutes until the cheese is golden and crispy.) Serve with sour cream.
(Feeds 5 of us...just. Double for 6 or for leftovers.)